jambutty

Finding a good HYIP is a bit like swimming in shark-infested waters and nearly as lethal. But you can come through relatively unscathed if you invest to WIN – not LOSE!

That is my philosophy – if I can’t win then I should not lose, not that it always happens that way.

I try to go by a set of self styled rules but they are not set in stone because somewhere along the way I allow my gut feeling to influence my decision – sometimes.

If this is your first toe dip into the HYIP waters set yourself a cash limit for investment and stick to it until you are into profit.

Secondly do not put all your eggs in one basket. Build yourself a HYIP portfolio. The more HYIP’s that you are investing in the lesser the chance of you losing all of your money. Of course they could all go down but if they do your research hasn’t been very thorough, or you are just plain unlucky.

Any HYIP that offers more than 2% per day I view with suspicion.

If there is a contact address I try it out on some pretext or other to see what the response is.

If there is a forum I trawl it for post anomalies. Like recently I came across a site that had posts claiming payments made well before the site was launched. Clever trick that!

A site with a good and long track record is viewed in a good light but then we all know what happened to JohnsonHYIP and that had a good track record. So it’s back to the gut feeling.

I search several ratings sites to see how my selected HYIP is rated.
http://goldpoll.com
http://www.hyipmonitor.com
http://www.BestHyipList.com
http://www.mintmachine.com
http://www.hyipinvestment.com/index.php
http://www.hyipmax.com
http://www.hyips.biz
http://www.lotushyip.com
http://www.thebesthyip.com
http://www.gold-horizons.com

And forums that specialise in HYIP’s.
http://goldentalk.com
http://www.talkgold.com/forum
http://www.thebesthyip.com/forum

Just because you have some spare E-Gold it doesn’t mean that you have to splash it out somewhere. Resist the temptation.

Don’t be in a hurry to make an investment. If in doubt sleep on it for in the morrow you may views things in a different light. “Invest in haste, repent at leisure” is a phrase that comes to mind.

Never act on SPAM emails. The sender is looking for referrals to boost his/her income or try to su-ck-er in more investors to ensure that as an early bird s/he gets paid and couldn’t care less that you will lose your money. The same applies to a lesser extent for ads that you find here and there. Just remember that most HYIP’s are probably Ponzis of some kind and will not last too long.

How much to invest is the perennial question and probably the most difficult to answer. After all $1,000 to a billionaire isn’t even loose change. I view $1,000 as a sizable sum of money and I wouldn’t gamble it away on anything. At least not in one wild splurge. I favour the minimum that the site allows or if the minimum is below $5 I would consider $5 as a test spend and if it is between $5 and $10 a $10 test spend would be my suggestion. I won’t invest more than $50 anywhere except Studio Traffic where with a casual and carefree abandon and in a moment of complete madness I chucked $1,200 at it. I’ve had $600 back with the other $600 due in three weeks time.

From the site details work out how long it will be before you get back the same amount that you invested and include any charges that are made. It is during this Investment Return Time that your stake is vulnerable to being lost. Once you have got your money back you can relax but only re-invest, if it seems feasible to do so, half of any profit. But that will depend on what you clear profit is. You see what I mean about not being set in stone.

Your priority should be to get back what you invested as quickly as possible. If you have the choice of investing in a site that pays daily into your E-Gold account or you can claim daily or one that pays after xx days I would go for the daily payment. Each day’s payment reduces your potential loss.

The yardstick to follow is not to invest more than you would be happy to lose even if you can afford to do so.

It will take time, probably about a year, to build a reasonable portfolio but once you start getting into profit you should stay there.

No doubt other forum members will have their own set of rules so you are encouraged to share your views with the rest of us.

Cluster

Thank You Jabmutty, Your article as been posted at our forum. Contact me if You want to remove it.

jambutty

It is usual to ASK PERMISSION from the author BEFORE posting his article elsewhere Cluster, even if he is credited.

It wouldn’t have been so bad if you got my name right but you didn’t.

It is jambutty not Jabmutty.

I can understand a typo in your reply to my post. I mean anyone can make a mistake but to go and do it again on your forum shows a complete disregard for the author.

So remove my article from your forum.

jambutty

I have contacted you Cluster - as a reply on here and a PM, yet I notice that my article is still up on your forum.

If I wanted to post my article on your forum, I would have done so myself. So kindly arrange to have it removed and not try to put things right by a lame post correcting my name.

I DO NOT WANT MY ARTICLE TO BE POSTED ON YOUR FORUM! Is that plain enough?

ooandioo

I'm anxious to see if they remove your article...

jambutty

I’ve just had a look on that forum and it looks like they have taken the article down.

Thank you Cluster!

money4u

The way to go Jambutty, a matter of respect. Correct your errors Clutter.

vincom

Almost 99% of all HYIP's will fall apart at some point because they depend on new registrations. If money stop coming into the program that's it..they close and never return. I am amazed at how many people fall for the same trick over and over again...Mind you that the only people who make money in these programs are the ones that get in at the top.

cash4uk

Hi all

although what jambutty says is true, from a mathematical point of view, even a small amount of compounding of your initial deposit at the very start makes a big difference to your payout with only a small difference to your break-even point.

And if you're that averse to risk then perhaps this is the wrong game for you.

I'm slowly, as I find time, posting mathematical analyses of HYIPs on my new website.

regards

Rych