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Old 01-10-2011, 02:05 AM   #1
luke1
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Default Insurance based Investment

So far, I do not see any thread talking about this real Investment tool:

INSURANCE based Investment.

We can see on the modern Insurance program, they do not only cover something, like our life, health, etc. But now, the Investment company also offers us the Investment Program.
Usually it goes to the Financial Manager.

How do you guys think about this??
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Old 01-10-2011, 08:29 PM   #2
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Well, I see that it is hard to ask an insurance company to insurance for online program. The only online insurance I heard of is the sunpoll insurance company, but lots of people say that it is fake because no insurance company would like to insure for hyip.

I did know a way to get insurance to invest in hyip. For example, if you know a new monitor admin that want more downline. He or she may want to insure your investment towards some sites in order gain more downline and more credits from the hyip admin. It may be an alternative to RCB offer. All this is possibly just based on the self oral contract. Well, it is not really secured and depends on the credit of the person you deal with. At least it is a way to do insurance based investment. Don't know whether it fits your topic. Thanks.
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Old 02-10-2011, 01:45 AM   #3
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Quote:
Originally Posted by 1860strongboy
Well, I see that it is hard to ask an insurance company to insurance for online program. The only online insurance I heard of is the sunpoll insurance company, but lots of people say that it is fake because no insurance company would like to insure for hyip.

I did know a way to get insurance to invest in hyip. For example, if you know a new monitor admin that want more downline. He or she may want to insure your investment towards some sites in order gain more downline and more credits from the hyip admin. It may be an alternative to RCB offer. All this is possibly just based on the self oral contract. Well, it is not really secured and depends on the credit of the person you deal with. At least it is a way to do insurance based investment. Don't know whether it fits your topic. Thanks.


I think you are totally wrong about what I mean here. It is not about the connection between Insurance and HYIP. It is not about the Online Investment from Insurance company.

But, it is about the Real Investment offered when we join an Insurance company. It is more called by Unit Linked Insurance.

Usually the Insurance company puts the money on the Stock Market, and Money Market, and Fixed Income (not HYIP).
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Old 02-10-2011, 02:01 AM   #4
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Quote:
Originally Posted by luke1


I think you are totally wrong about what I mean here. It is not about the connection between Insurance and HYIP. It is not about the Online Investment from Insurance company.

But, it is about the Real Investment offered when we join an Insurance company. It is more called by Unit Linked Insurance.

Usually the Insurance company puts the money on the Stock Market, and Money Market, and Fixed Income (not HYIP).

I am sorry for my misunderstanding towards your topic.

If you are talking about investment program offered by insurance company, there are a lot in the market now. One of the most common types is about retirement plan, of course, not online investment like hyip but can be accessible online.

I guess it is hard for insurance company to offer online investment plan like hyip as for the risk involved in there. The interest rate for traditional investment plan offered by insurance company is better than T-bond, or CD rate from the bank, but far lower than Hyip offers.
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Old 20-10-2011, 05:50 AM   #5
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I was looking for this knowledge. Just so you know I found your thread when I was searching for source like mine.
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Old 21-10-2011, 09:59 AM   #6
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The thing I do not know, if this kind of Insurance based Investment also available in every countries? Usually, big insurance companies, like Generali, Allianz, Prudential have this feature.
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Old 07-11-2011, 04:15 AM   #7
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Default Insurance plan

Well yes insurance plan also provide us chance to invest.But we must also know the charges we have to pay like the allocation charges etc.This is good because its tax free also.
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Old 21-11-2011, 02:05 AM   #8
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I do not know, in my country, it is very popular to invest using Insurance. The interest can be like, for minimum 12% and to 30% in a year. And it is real. Not scam. Also, there is coverage from the government too.
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Old 12-01-2012, 12:08 AM   #9
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I wonder how the rating system would work if there was an insurance provider for HYIP investors. HYIP investments carry way too high risk. This will create a dead zone where insurance providers would no longer test the HYIP area again in future. Besides, keep in mind that you will be charged a fee by the insurance provider on a regular basis just as any other insurer or assurance provider.
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Old 12-01-2012, 03:32 PM   #10
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Unit linked insurance plans are quite dangerous to invest, since the investment in such companies will straight away goes to share market which is quite volatile in nature. and currently my investment in two insurance companies is going in negative direction.
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